Term Life and Whole Life Insurance Plans in California Get 250,000 of Life Insurance Coverage for as Low as $13 per month!
Family Health Insurance Protect your Family from Hardship in times of need with the right Life Insurance Plan. Whether you need Term Life or Whole Life Insurance we can help you get the best insurance at the lowest price. Questions? Call us 800-260-9051, we are here to help.

Click Here to Get California Family Health Insurance Quotes FAQ's About Life Insurance

Term Life vs Whole Life Insurance

Low Cost life insurance that saves your family hardship and protects your assets against tragedy. You can get free term life insurance quote in as little as five minutes. Why wait? Join the more than 10 thousand Californians that are already insured with us.



The purpose of life insurance

Term Life insurance is much more than just a decision of how much to buy. Depending on your financial situation, life insurance can be used for a number of reasons, such as:

  • Providing for your family and children
  • Paying your mortgage loan and other debts
  • Transferring gained wealth or business assets
  • Saving cash on a tax advantaged basis

So how much life insurance do a person need? One common benchmark is your death benefit should be about six to eight times your annual earnings, but there are a variety of factors to consider:

  • Other income sources you may have.
  • The size of your family or investment in assets.
  • Whether your spouse works and his or her earning capacity.
  • The death benefits your family will receive from Social Security.
  • And any special needs such as mortgages, college education funds and estate planning.

The main purpose of life insurance is to protect the finances of one's family or friends in case of a wage-earner's death, but that's not its only use.  Life insurance can be used:

  • To hire childcare to replace a home-maker's contribution
  • For estate protection
  • For mortgage protection
  • To protect a business against the loss of a key employee
  • As an employment benefit
  • To fund a retirement


Call for more information or assistance. (800) 260-9051

The Power of Choice
  California Healthy Choice will help you find a health plan that can fit your personal needs and budget. At www.CaliforniaHealthyChoice.com you can shop and apply for California health insurance plans for individuals and families. You can see all the major carriers side by side to compare and review. It’s our goal to help you find the right California health insurance plan you want at an affordable price.

Are you looking for a California Health Insurance Plan?

Call today for more information or assistance. (800) 260-9051



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