Individual and Family Health Insurance Plans in California  
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We feature Anthem Blue Cross 2011, Blue Shield California, Kaiser Permanente, and Cigna individual and family medical insurance plans.

Low Cost Family and Individual Health Insurance from Anthem Blue Cross, Blue Shield California, Kaiser Permanente, Health Net, Cigna, and Celtic.

Find a low cost individual and family health insurance plan instantly from your home, no waiting and no hassles. There is nothing more important than you or your family's health. Here at California Healthy Choice you can fill all your health insurance needs quickly, easily, and all from our website.

In just a couple clicks you will be provided with multiple health insurance quotes, low rates, and affordable plans that will help you find the insurance that you need. Choose your deductible, rate, and carrier then elect the plan that's right for you. Choose from a popular PPO, HMO, or elect an HSA plan. In one more click you will be on your way to filling out a secure online application for a fast and affordable family health insurance plan. Apply with confidence, we are the most trusted site for California health insurance. A friendly voice is only a phone call away to answer any questions and to be there after you purchase a health insurance plan to assist with any problems.

We feature low cost family health insurance plans from Anthem Blue Cross, Blue Shield California, Aetna, Cigna, Health Net, and Kaiser Permanente, and Celtic Health Insurance.

Get started right by clicking the link above, it only takes a few minutes to look!

 
Things to consider:
Managed Care Plans

Managed care plans involve a network of physicians, hospitals, specialists, and clinics that provide medical care at low rates. A system is set in place to control the delivery of services to families enrolled in a specific type of plan. Typically, a managed care plan consists of affordable premiums, coinsurance, and co payments. The amount of coverage for which the company will pay depends on the plan and the network’s rules.

The purpose of managed care plans is to ensure that the best care is rendered by the most appropriate specialist, and that the hospital or clinic meets all standards of the healthcare industry. These types of family health insurance plans provide a great deal of quality care at an affordable price. Parents can trust that their children are getting high quality healthcare by a good provider. There are three types of managed care plans: Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), and Point-of-Service (POS).

Types of Managed Care Plans

An HMO plan is one of the most affordable options. Co payments. are fairly low and deductibles typically aren’t required. Families can select a primary care doctor within their network. If a specialist is needed, the primary doctor will give parents the referral information. The downside to these plans is that they can be restrictive, as you must choose only a provider who participates in the network.

The PPO plans are more flexible. Your family can save money when visiting preferred in-network doctors, yet you can still receive coverage from other providers outside of the network. This is an ideal choice for your family if you want more flexibility than what the typical HMO plan provides. The Point of Service (POS) plan is a combination of the other two plans. With a POS plan, a family must still use a primary care doctor from within the preferred network; however, the option to receive coverage from additional providers from within the network and the outside is also available.

  California Healthy Choice will help you find a health plan that can fit your personal needs and budget. At www.CaliforniaHealthyChoice.com you can shop and apply for California health insurance plans for individuals and families. You can see all the major carriers side by side to compare and review. It’s our goal to help you find the right California health insurance plan you want at an affordable price.

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